Moneyme
MoneyMe Limited, commonly referred to as MoneyMe, is a leading Australian fintech company headquartered in Sydney, Australia. Founded in 2013, MoneyMe has rapidly established itself in the personal finance industry, specialising in innovative digital lending solutions. The company primarily operates across major Australian regions, offering a range of financial products designed to meet the diverse needs of consumers. MoneyMe's core offerings include personal loans, car loans, and credit products, distinguished by their user-friendly online platform and quick approval processes. The company has achieved significant milestones, including a strong market position as a trusted provider of flexible financial solutions. With a commitment to leveraging technology for enhanced customer experience, MoneyMe continues to redefine the landscape of personal finance in Australia.
DitchCarbon Score
How does Moneyme's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Moneyme's score of 53 is higher than 74% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Moneyme's reported carbon emissions
In 2024, MoneyMe reported total carbon emissions of approximately 3,104,400 kg CO2e, with Scope 1 emissions at about 4,100 kg CO2e, Scope 2 emissions at approximately 78,500 kg CO2e (location-based), and a significant contribution from Scope 3 emissions, which totalled around 3,100,300 kg CO2e. The major components of Scope 3 emissions included capital goods (approximately 249,600 kg CO2e), business travel (about 282,500 kg CO2e), and employee commute (around 112,000 kg CO2e). In 2023, the company’s total emissions were reported at approximately 5,111,200 kg CO2e, with Scope 1 emissions of about 3,200 kg CO2e and Scope 2 emissions at approximately 66,400 kg CO2e. The Scope 3 emissions for that year were notably high at around 5,108,000 kg CO2e, indicating a substantial reliance on upstream activities. MoneyMe has set ambitious climate commitments, aiming to reduce its Scope 1 and Scope 2 greenhouse gas emissions by 42% by 2030, using 2022 as the base year. This target has been validated through the Science Based Targets initiative (SBTi) and is consistent with the reductions necessary to limit global warming to 1.5°C. The company is also committed to measuring and reducing its Scope 3 emissions, reflecting a comprehensive approach to its climate impact. Overall, MoneyMe's emissions data and reduction targets highlight its commitment to sustainability and climate action within the financial services sector in Australia.
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| 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Scope 1 | 5,350 | 0,000 | 0,000 | 0,000 |
| Scope 2 | 60,020 | 00,000 | - | - |
| Scope 3 | 1,855,900 | 0,000,000 | 0,000,000 | 0,000,000 |
Industry emissions intensity
Location emissions intensity
Reduction initiatives & disclosure networks
Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.
Moneyme is participating in some of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.
