National Mortgage Insurance
National Mortgage Insurance Corporation (National MI), headquartered in the United States, is a prominent player in the mortgage insurance industry. Founded in 2012, the company has quickly established itself as a leader, providing innovative mortgage insurance solutions that facilitate homeownership for borrowers with lower down payments. Operating primarily across the US, National MI offers a range of products, including private mortgage insurance (PMI) and risk management services. Their unique approach combines advanced technology with a customer-centric focus, ensuring a seamless experience for lenders and homeowners alike. With a commitment to financial stability and responsible lending, National MI has achieved significant milestones, including rapid growth in market share and recognition for its robust underwriting practices. As a trusted partner in the mortgage ecosystem, National MI continues to enhance access to affordable housing while maintaining a strong position in the industry.
DitchCarbon Score
How does National Mortgage Insurance's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Insurance Services industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
National Mortgage Insurance's score of 25 is lower than 54% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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National Mortgage Insurance's reported carbon emissions
In 2023, National Mortgage Insurance reported total carbon emissions of approximately 100,000 kg CO2e, with all emissions classified under Scope 2. This includes about 49,490 kg CO2e from purchased electricity. In comparison, the previous year, 2022, the company recorded total emissions of about 102,200 kg CO2e, also entirely within Scope 2, comprising approximately 54,940 kg CO2e from purchased electricity and 47,260 kg CO2e from purchased heat. Despite a slight reduction in total emissions from 2022 to 2023, National Mortgage Insurance has not set specific reduction targets or climate pledges, nor do they disclose any initiatives under the Science Based Targets initiative (SBTi). The emissions data is cascaded from their parent company, NMI Holdings, Inc., indicating a corporate family relationship that influences their sustainability reporting. Overall, while National Mortgage Insurance has made some progress in reducing emissions, the absence of formal reduction targets suggests a need for more robust climate commitments moving forward.
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| 2022 | 2023 | |
|---|---|---|
| Scope 1 | - | - |
| Scope 2 | 102,200 | 000,000 |
| Scope 3 | - | - |
Industry emissions intensity
Location emissions intensity
Reduction initiatives & disclosure networks
Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.
National Mortgage Insurance is not participating in any of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.
