Premium Credit Ltd
Premium Credit Ltd, headquartered in Great Britain, is a leading provider of premium finance solutions, specialising in the insurance and education sectors. Founded in 1988, the company has established itself as a key player in the financial services industry, offering innovative payment options that enhance affordability for consumers and businesses alike. With a focus on premium finance, Premium Credit Ltd provides tailored solutions that allow customers to spread the cost of their insurance premiums and educational fees. Their unique approach combines flexibility with competitive rates, making them a preferred choice for clients across the UK and beyond. Recognised for their commitment to customer service and operational excellence, Premium Credit Ltd continues to strengthen its market position, serving a diverse clientele while contributing to the growth of the premium finance sector.
DitchCarbon Score
How does Premium Credit Ltd's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Premium Credit Ltd's score of 51 is higher than 73% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Premium Credit Ltd's reported carbon emissions
In 2024, Premium Credit Ltd reported total carbon emissions of approximately 179,290 kg CO2e. This figure includes 35,880 kg CO2e from Scope 1 emissions, 137,010 kg CO2e from Scope 2 emissions (market-based), and 6,390 kg CO2e from Scope 3 emissions. In comparison, the previous year, 2023, the company recorded total emissions of about 209,340 kg CO2e, with Scope 1 emissions at 56,600 kg CO2e, Scope 2 emissions (market-based) at 138,320 kg CO2e, and Scope 3 emissions at 14,430 kg CO2e. Over the past two years, Premium Credit Ltd has achieved a significant reduction in total emissions, decreasing from 217,900 kg CO2e in 2021 to 179,290 kg CO2e in 2024. This represents a reduction of approximately 38,610 kg CO2e, showcasing the company's commitment to lowering its carbon footprint. Despite these reductions, Premium Credit Ltd has not set specific reduction targets or initiatives as part of the Science Based Targets initiative (SBTi) or other climate pledges. The company does not inherit emissions data from a parent organization, indicating that its reported figures are solely its own. Overall, Premium Credit Ltd is making strides in managing its carbon emissions, with a focus on transparency and accountability in its reporting practices.
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| 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Scope 1 | 27,100 | 00,000 | 00,000 | 00,000 |
| Scope 2 | 131,200 | 00,000 | 000,000 | 000,000 |
| Scope 3 | 59,600 | 00,000 | 00,000 | 0,000 |
Industry emissions intensity
Location emissions intensity
Reduction initiatives & disclosure networks
Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.
Premium Credit Ltd is not participating in any of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.
